401k retirement calculator
401k Calculator
Estimate how your 401k savings may grow based on salary, contribution rate, employer match and expected investment return.
How this 401k calculator works
This calculator estimates future 401k savings using your current balance, salary, contribution rate, employer match, time until retirement and expected annual return.
Why employer match matters
Employer matching contributions can significantly increase long-term retirement savings. Many workers try to contribute enough to receive the full available match.
Contribution rate
Your contribution rate is the percentage of salary you put into your 401k plan. Increasing this percentage may improve future retirement savings.
Investment return assumptions
Expected annual return is only an assumption. Actual investment returns can vary and are not guaranteed.
Important note
This calculator provides educational estimates only. It is not retirement, investment, tax or financial advice.