US retirement calculator
Retirement Calculator
Estimate how your retirement savings may grow over time based on your current savings, monthly contributions and expected annual return.
How this retirement calculator works
This calculator estimates how retirement savings may grow using compound growth. It combines your current savings, monthly contributions, years until retirement and expected annual return.
Why starting early matters
The more time your money has to grow, the more powerful compounding can become. Even small monthly contributions can grow significantly over long periods of time.
Monthly contributions
Regular monthly contributions can help build retirement savings over time. Increasing contributions as income grows may improve future results.
What annual return should you use?
Annual return is only an assumption. Actual investment returns can be higher or lower and may vary significantly from year to year.
Important note
This calculator is for educational estimates only. It does not guarantee investment results and is not financial, tax, retirement or investment advice.